A self-contained policy, flexible in design and applicable to a variety of agricultural insurance needs, our agricultural policy is not merely a homeowners or commercial policy which has been stretched to the typical farming operation; our policies are designed with the farmer and the specic associated risks in mind.
Our agricultural insurance is a complete farm insurance product that you can depend on to protect your dwellings, personal contents, farm buildings, machinery, equipment, livestock, and provide farm liability cover.
Benefits to policyholders
This product is a self-contained policy, flexible in design and applicable to a variety of agricultural insurance needs. Our policy is not a homeowner’s or commercial policy which has been stretched to fit the typical farming operation. Instead, our policies are designed with you, the farmer, in mind and the covers are written specific to your farming risks.
Our policy can be extended to cover the following:
- Various farming related risks to motor vehicles – including tyres on specialised vehicles
- Special provisions with reference to livestock
- Pumps and electric motors
- Irrigation pipes and pumping equipment
- Hammer mills
- Property in the open
- Spray irrigation systems on wheels and centre pivots
- Paddock and boundary fences
- Damage to water tanks and water apparatus
- Produce and livestock in transit
- Droving and escaping of animals and stray animals
- Spread of fire
- Death cover for workers at a nominal rate
This is only a guide. The full terms and conditions are contained in the policy wording.